How It Works

Job-loss payment protection for dealers who carry the paper.

Payment Guardians helps Buy Here Pay Here and in-house financing dealers offer a borrower-funded protection membership designed to help qualified customers keep payments coming during covered involuntary job-loss situations.

What Payment Guardians Helps Dealers Do

A simple protection option for qualified customers before income disruption becomes missed payments, collections, or repossession risk.

Job-Loss Payment Protection

Helps qualified customers keep payments current during a covered involuntary job-loss.

Helps with Payment Continuity

Gives dealers a practical way to protect more payments before hardship becomes delinquency.

Additional Customer Support Benefits

Additional member benefits may provide everyday value before a job-loss claim is ever needed.

Simple For Dealers to Setup

Designed to fit into your existing sales or enrollment process without creating a complicated new system.

BHPH Financing Support

Built for dealers who carry or service their own accounts and understand payment risk firsthand.

Portfolio Protection

Helps reduce income disruption that turns into collections, default, and repossession risk.

Ready to See If This Fits Your Dealership?

If you carry the paper and want a practical way to offer job-loss payment protection to qualified customers, start with a short conversation.